State Farm Should Get a Clue

Not surprisingly, State Farm’s engineer has delivered a report in which he finds the company has no culpability for damage to my roof.

Here’s what he does blame:

• Poor adhesion of shingles
• Overlapping shingles
• Old shingles
• Weathered shingles
• High nailing
• Short nailing
• Finger-nailing (just kidding about that one)
• Poor ventilation

Here’s my theory: Mr. White did it on the roof with a candlestick.

In all seriousness, the report includes so many different explanations that it reminds me of a guilty man in an interrogation room searching for an alibi.

The engineer blames anything and everything except the most obvious – 80 mph winds from Hurricane Ike that damaged the roofs of every home around me. Their claims have been paid. Meanwhile, I’ve lost shingles, just like the roofers said I would.

Take heed, people, having State Farm insurance is like having no insurance at all.